10 Random Hacks To Save You Money (And Make Your Life Easier)

For this post, I thought I’d share a partial list of general (and pretty random) hacks which help make life easier and also help to save a fair bit of cash. I try and keep a list of these little thoughts and tricks which come in handy when on a tight budget. Most of these … [Continue Reading]

Drawing Up Your Own Personal Financial Statements (And Why Your Net Worth Is Important)

If early financial freedom is a goal you hold dear, then knowing where your money comes from and where it goes, and recording this diligently, should be something of a second nature to you. However, for most, correctly recording their incomes, expenses, savings, investments, returns and net worth is something that is done haphazardly at … [Continue Reading]

The Wonderful Wisdom Of Khushwant Singh

Khushwant Singh was an Indian lawyer, journalist, author, diplomat and politician. However, he is remembered most as a writer, journalist and a humorist. He showed tremendous courage throughout his life, refusing to give up his freedom of expression however much people around him chastised him for being too controversial or too bawdy at times. He never … [Continue Reading]

The Enduring Lure Of The Lottery (And Why You Shouldn’t Play)

You could do the laundry, I’ll come by on Monday You give me the money, I will buy a ticket On the local lottery We could win the lottery, we could go to Vegas And be very happy – Harry Nilsson, “The Lottery Song”, 1972 So, it’s that time of the year again. The Chinese … [Continue Reading]

5 Ways To Spend Less While Eating Out

In 2016, I spent SGD 7,632.67 (or approximately USD 5,451.90) on meals in restaurants. Eating out and trying out different cuisines and restaurants are something both my wife and myself enjoy. While we generally avoid the highest end of the restaurant value chain, eating out is an expensive exercise these days, regardless of location or value … [Continue Reading]